Flights R us is an authorised agent for selling worldwide Travel Insurance.
We can help you to choose and purchase the right Cover that suits you.
Call us today for best deal possible 0288804005
Travel Insurance Covers |
Cancellation Fees & Lost Deposits |
Covid-19 Cover |
Overseas Emergency Medical Assistance/Evacuation |
Overseas Emergency Medical & Hospital Expenses |
Additional Expenses |
Hospital Cash Allowance |
Accidental Death |
Permanent Disability |
Loss of Income |
Travel Documents, Credit Cards & Travellers Cheques |
Theft of Cash |
Luggage & Personal Effects |
Luggage & Personal Effects Delay Expenses |
Travel Delay Expenses |
Alternative Transport Expenses |
Personal Liability |
Rental Vehicle Excess/Return of Rental Vehicle |
Why get travel insurance?
Travellers without travel insurance are personally liable for covering any medical and associated costs they incur. The Australian Government won't pay for your medical treatment overseas or medical evacuation to Australia or a third country.
Get full cover
You should make sure your travel insurance covers all medical expenses for injury or illness, as well as theft of valuables, damage to baggage and cancellations or interruptions to flight plans.
Your family may foot the bill
If you are uninsured, you (or your family) are personally responsible for covering any medical or other costs resulting from unexpected incidents or accidents.
Accidents happen
Accidents can happen to anyone, and medical costs overseas can reach hundreds of thousands of dollars. Australians have faced financial hardship to cover these costs when things go wrong.
Travellers without travel insurance are personally liable for covering any medical and associated costs they incur. The Australian Government won't pay for your medical treatment overseas or medical evacuation to Australia or a third country.
Get full cover
You should make sure your travel insurance covers all medical expenses for injury or illness, as well as theft of valuables, damage to baggage and cancellations or interruptions to flight plans.
Your family may foot the bill
If you are uninsured, you (or your family) are personally responsible for covering any medical or other costs resulting from unexpected incidents or accidents.
Accidents happen
Accidents can happen to anyone, and medical costs overseas can reach hundreds of thousands of dollars. Australians have faced financial hardship to cover these costs when things go wrong.
So ask yourself these questions:
The level of cover and the cost of travel insurance can vary depending on the region you're travelling to, and some risks may be of greater concern than others. Not all travel insurance policies cover for pandemic or epidemics such as avian bird flu. And not all policies cover you to change your plans due to a riot or civil commotion.
Step 2. How long are you going for?
Most people will be best served by a one-off policy for a set number of days. But if you're a regular traveller, an annual multi-trip policy or even travel insurance on your credit card could provide a good value solution.
Keep in mind that annual multi-trip policies and credit card insurance commonly restrict the length of travel allowed, ranging from 30 to 90 days depending on your policy. So if you're travelling for extended periods, you'll need to pay for a long-term standalone travel insurance policy.
Step 3. What are you going to do there?
Cruising the ocean roads on a moped? Carving up the ski slopes? Getting sloshed at a wedding? Exploring the underwater world?
These activities aren't necessarily included in a travel insurance policy. Scan the insurer's list of activities that are included and those that you'll have to pay extra for. And take it easy on the grog – if your alcohol or drug intake is the cause of an adverse event, it won't be covered by your policy.
Step 4. Are you taking any valuable items?
Do you need cover for valuable items such as a digital SLR camera or expensive tablet or laptop? Cover for such valuables can vary from zero to $10,000, which may be inclusive or come in the form of a higher premium.
Policies also vary when it comes to how they exclude cover for valuable items. Items in your check-in luggage often aren't covered, while cover for baggage stored in your hire car is sketchy. And baggage left unattended is never covered, which can include a bag that is stolen from the seat beside you in a restaurant while you're looking the other way.
Step 5. Do you have any medical conditions?
Medical conditions that pre-exist the purchase date of your policy may not be covered. This can range from something as common as allergies or asthma through to diabetes, heart conditions and knee replacements. If you have any such conditions, contact the insurer to ask if they'll cover you for it automatically or if you need to do an assessment to get covered.
- Where are you going?
- How long are you going for?
- What are your going to do there?
- Are you taking valuable items?
- Do you have any medical conditions?
The level of cover and the cost of travel insurance can vary depending on the region you're travelling to, and some risks may be of greater concern than others. Not all travel insurance policies cover for pandemic or epidemics such as avian bird flu. And not all policies cover you to change your plans due to a riot or civil commotion.
- Familiarise yourself with your destination on Smarttraveller.gov.au and make yourself aware of the risks against which you want your policy to guard you.
- Get a policy that covers you for every country you're travelling to. If you're going to Europe via a one night stopover in the US, then get cover for the US and Europe. Usually a worldwide policy will cover this.
- Asia Pacific – travel to countries such as New Zealand, Bali, Fiji and Papua New Guinea
- Asia – countries such as India, Indonesia, Thailand, Singapore and Malaysia
- Europe – countries including the United Kingdom, Ireland and Western Europe
- Worldwide – all of the above as well as regions such as North America, South America, Japan and Africa
Step 2. How long are you going for?
Most people will be best served by a one-off policy for a set number of days. But if you're a regular traveller, an annual multi-trip policy or even travel insurance on your credit card could provide a good value solution.
Keep in mind that annual multi-trip policies and credit card insurance commonly restrict the length of travel allowed, ranging from 30 to 90 days depending on your policy. So if you're travelling for extended periods, you'll need to pay for a long-term standalone travel insurance policy.
Step 3. What are you going to do there?
Cruising the ocean roads on a moped? Carving up the ski slopes? Getting sloshed at a wedding? Exploring the underwater world?
These activities aren't necessarily included in a travel insurance policy. Scan the insurer's list of activities that are included and those that you'll have to pay extra for. And take it easy on the grog – if your alcohol or drug intake is the cause of an adverse event, it won't be covered by your policy.
Step 4. Are you taking any valuable items?
Do you need cover for valuable items such as a digital SLR camera or expensive tablet or laptop? Cover for such valuables can vary from zero to $10,000, which may be inclusive or come in the form of a higher premium.
Policies also vary when it comes to how they exclude cover for valuable items. Items in your check-in luggage often aren't covered, while cover for baggage stored in your hire car is sketchy. And baggage left unattended is never covered, which can include a bag that is stolen from the seat beside you in a restaurant while you're looking the other way.
Step 5. Do you have any medical conditions?
Medical conditions that pre-exist the purchase date of your policy may not be covered. This can range from something as common as allergies or asthma through to diabetes, heart conditions and knee replacements. If you have any such conditions, contact the insurer to ask if they'll cover you for it automatically or if you need to do an assessment to get covered.
